Competitive interest rates
We offer among the lowest mortgage rates in Wisconsin on both fixed and variable loans, so no matter what option you choose you can trust you are getting the best price possible.
Fast and free pre-approval
For no additional charge, you can get preapproved for a mortgage loan and know exactly how much you and your family can afford for a new home.
Low or no down payment
Unlike other mortgage loan options, you may not need a typical 20% down payment. You may be able to pay little to no down payment so you can buy the home you want even sooner.
Variety of repayment terms
Choose a repayment term that fits your budget, making monthly payments affordable for your lifestyle as you focus on turning your house into a home.
We make buying a home less intimidating for first-time homebuyers by offering affordable, accessible mortgage loan options and experienced lenders.Start here
Do you envision a home that doesn't exist yet? With a construction loan through Heartland, you can get financing to begin building the home of your dreams.
For 20 years, I’ve enjoyed the honor of helping our members develop and execute plans to reach their homeowners goals and achieve their dreams. It’s “People Helping People” in action.
Heartland is your go-to Wisconsin credit union, offering a wide range of solutions to meet all your banking needs. From high-yield certificates to budget-friendly HELOC and mortgage loans in Wisconsin, we’re dedicated to helping you achieve your financial goals. Join us today and discover the Heartland difference!
Traditional mortgage loans may not give you the money you need for the home of your dreams, so that is why we offer jumbo loans that provide even greater funds.
Quick closing times
We want you to to enter your new home as soon as possible, which is why our mortgage loans have quick closing times to allow you to access your loan funds sooner.
Our mortgage lending team understand the housing market of Wisconsin, so you can trust that we are here to help you find the right loan option for you and your family.
Home Equity Loans
You can use the equity in your home in the form of a loan to help you afford repairs, renovations, or other life expenses.
Fixed Rate Mortgages
You can select a loan that has a fixed rate to more easily budget your loan payments into your monthly bills and plan for the future.
Adjustable Rate Mortgages (ARMs)
You can have a lower starting interest rate on your loan to help you potentially save more for the remainder of your loan's term.
Smart Re-Fi Loan
With Heartland, you can refinance your existing mortgage loan to help you potentially lower your closing costs, a lower rate, and more.
Experienced mortgage lending team
Heartland Credit Union is proud to have experienced mortgage specialists to help you save time and money during your home loan process.