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Residential Mortgage Lender

April O.

NMLS #517358


Meet April

  • Over 20 years mortgage lending and real estate experience
  • NMLS registered mortgage lender
  • Raised my family in Madison and am sensitive to the challenges facing todays families.
  • Foster Mom with Underdog Pet Rescue of Wisconsin
  • Member of the home buyer’s roundtable


  • Planning for Homeownership
  • Pre-qualification
  • Credit review
  • Community assistance programs and grants
  • First Time homebuyer programs
  • Construction loan expert
  • Investment property
  • Second Homes
  • Portfolio and conventional mortgage loans
  • Jumbo loans
  • Lot and Recreation Loans
  • Consumer Equity loans

April is an honest, trustworthy, and friendly professional whose priority is focused on listening to members’ needs and identifying the best available options to meet their individual goals and dreams.

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digital business card - April


Mortgage Options

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Home Equity Loans

You can secure a loan with the equity in your home and use the funds to afford a number of major life expenses.

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Financial Fitness Coach

Whether you need some assistance creating a budget or you want to boost your credit score, Heartland Credit Union has professional financial fitness coaches to help you manage your money.

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Apply now

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April O. is the best in the business! I enjoy her professionalism. She takes members seriously and considers their needs. Thank you, April, for all you've done for us!

— Todd M., Poynette, Member Since 2007

Work with a lender who understands your needs

You deserve to receive help from someone who understands the community - like April. With the proper lending expertise on your side, you can start making your goals a reality with the right mortgage loan option.