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Multiple options

Pay your Heartland loans the way that's best for you

Paying your Heartland loans has never been easier. There are many options so you can make payments onetime and keep your good credit score.


Digital banking

Transfer funds from your Heartland Credit Union account to your Heartland loan via digital banking on your computer or mobile device.


Mobile app

No matter where your or or what time it is, you can easily transfer funds from your Heartland Credit Union account to your Heartland loan via digital banking in our mobile app.

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Automatic transfer

Schedule money to be moved from your Heartland account to your Heartland loan automatically on the date and frequency you choose. Complete the set-up in digital


ACH transfer

A pre-scheduled transaction set up at your other financial institution to send payment to your Heartland Credit Union loan on your specified date.
Heartland’s routing number is 275978886.


Mobile check deposit

Deposit checks into your Heartland account using mobile check deposit in digital banking, then transfer those funds to your loan payment.

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Postal mail

Mail your personal check (from any financial institution) to Heartland Credit Union to be applied to your loan.

Postal address

In person

In person Make your loan payment at any Heartland Credit Union branch by cash, check, money order, or cashier’s check.

Branches & ATMs

Online Loan Payments*

Schedule an immediate one-time transfer to your Heartland Credit Union loan from a debit or credit card or account at another financial institution. First time users must register before making a payment. Fees may apply.*

Make an online loan payment
Loan Payment Methods

The service is fast and professional and the tellers are very knowledgeable and accurate.

— Perry W., Madison, member since 2024
Personal loans

When you need money for any reason

Use a personal loan from Heartland for any purpose - purchase an older vehicle, consolidate debt, pay for vacation expenses, or more.

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  • *Transactions are conducted through our trusted partner Baconpay.