No monthly service fee
Focus more on saving money for your business and less on business checking fees.
Unlimited items paid out monthly
Unlike some other account options, there is no limit on items paid out each month, including ACH, debit, checks, and more.
No deposit fees
There are no restrictions on the quantity or dollar amount of deposits, so you can add to your account without the fear of fees.
You can digitally deposit checks from your home or office, saving you the time and gas it would take to visit a branch.
Additional check ordering options
We offer checks and accessories, such as printer-ready checks, to help you have control over your business image and keep your personal finances separate.
Unlike other bank account options for businesses, you can earn dividends on balances of $10,000 or more.
I appreciate the business and attitude of all staff there. I've been a member for many many years and would recommend Heartland to anyone.
No minimum opening deposit
This account requires no minimum balance to open, making it accessible to all businesses who want to start an account right away.
Access to over 36,000 Co-Op branches and ATMs
No matter where you are in the country, you can more easily find a branch or ATM to make withdrawals when needed.
You do not need to worry about paper statements getting lost in the mail, thanks to eStatements that you can view online on your phone or computer.
You can manage account transactions from your mobile devices, making the management of your business funds even more convenient.
Mastercard debit card
Heartland can instantly issue you a new or replacement card so you can continue to make business purchases with your account funds.
Kwik Cash and other overdraft options
Protect yourself from overdraft fees by connecting your Business Checking account to Kwik Cash or other line of credit accounts to temporarily cover any expenses that surpass your balance.
Online cleared check viewing
Always have a clear understanding of your current funds with the ability to view checks that have cleared.