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Merchant processing solutions

Merchant Processing Solutions: Change the Way Your Business Accepts and Tracks Payments

Heartland offers various methods for merchant processing to help your business accept and process customer payments. From automatic deposits and multiple payment options to analytics, Heartland's business services can improve your operations.


Automatic deposits

With merchant processing services, credit card payments from your customers deposit automatically to your business checking account.


PCI compliance

We have security measures in place that protect your customers' personal information so more people can trust purchases with your business.


All major digital payment methods

Offering more payment options to customers makes it easier to shop with your business. Now you can accept EMV chip, mobile wallets, and contactless point-of-sale transactions with our solutions.


Free cost comparisons

If your business is currently accepting credit and debit cards, you can get a comparison of your current program with what Heartland offers through local partner Wind River Financial.

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Trusted local partner

Heartland gives you quality, personalized, and local merchant processing solutions thanks to our partnership with Wind River Financial, based in Madison, WI.



Access tools to track and analyze sales data to help you see where to make adjustments, which could help you save or earn more.

Trusted local partner

Receive personalized attention for your business merchant services

Heartland understands that your business deserves individualized solutions. That is why we have partnered with Wind River Financial, a company based in Madison, WI, that provides trusted merchant and business checking account solutions that help local enterprises set up online and digital payment options, manage purchases, gather sales data, and more.

Set up merchant processing

I was already a member, but opened a new business account. Heartland staff was on top of everything and guided me through the process quickly and easily.

— Wise Oak Shamanic Healing, Spring Green, Member Since 2021

How it works

Set up merchant processing services for your business in a few simple steps.

  • 1

    Contact us

    Fill out an online form to set up merchant processing services with our partner, Wind River Financial.

  • 2

    Set up services

    Decide which solutions work best for your business and set up those options with Wind River Financial.

  • 3

    Grow your business

    With merchant processing services, you can make purchasing easier and more secure for your customers, strengthening your operations and relationships.

Help your business grow

By accepting multiple payment methods, you allow more customers to access to your products and services. See how you can improve your business with Heartland's merchant processing solutions.

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