Round Up Savings rates are much higher on balances up to $5,000* than other savings programs.
Easy to participate
You don’t have to do anything different than use your debit card for everyday purchases for your savings to add up.
Enjoy flexibility - withdraw money as needed or leave the money in the account to earn more interest.
Easy to manage
View balance and transfer out of your Round Up Savings in digital banking.
Use your Digital Wallet
Put your Heartland debit card in your digital wallet and make purchases with your phone to help build up your Round Up Savings.
Easy to get started
It doesn’t require much effort to start when you sign up through digital banking or the Digital Branch.
Final BalanceContributions: | Earnings:
I think the Round Up Savings account is great for members because it is a natural way to save without having to try. You'll never notice the extra cents leaving your account and it adds up quickly!
Dividends compounded and paid monthly
Keep the money in your account as long as possible to earn dividends on your dividends and save even more!
No minimum to open
Start saving money right away because your balance grows in relation to your debit card usage.
Anyone with a checking account is eligible.
Debit Card Round Up is open to anyone with a checking account, so it's easy to start saving.
With the NCUA, your funds are insured up to $250,000, so you can trust that your money is safe.
Works with instant issue cards
You can get started right away - the same day you get your instant issue Heartland debit card - so you can save more, faster.
No monthly service fee
Unlike other financial institutions, Heartland does not charge any fees to participate in this program.