Home equity loan options
You may need a one-time loan or a line of credit (HELOC) to best meet your needs and in either case Heartland has an option for you.
Fixed payments on second mortgages
You can more easily budget and afford your monthly payments on a fixed-rate, closed-end second mortgage.
Open-ended line of credit
Borrow only what you need as expenses arise. As you pay back what you used, the balance becomes available again.
Low interest rates
Our home equity loans and HELOC rates are lower than other loan options, helping you save more.
Interest may be tax deductible*
Sometimes home equity loan interest gives you a tax advantage. *Speak to your tax advisor to see if a home equity loan could benefit your tax situation.
Up to 100% combined loan to value ratio
For primary residences, you could qualify for a higher loan amount than what other institutions can offer because we finance up to 100% of your loan to value (LTV) ratio.
April was absolutely fantastic! She assisted me with a second mortgage and was very quick to respond to my questions.
Access full HELOC amount
You can access the full value of your HELOC if needed, helping you more securely fund your pressing expenses and projects.
Terms of 5, 10, or 15 years for second mortgages
You can have flexibility when choosing a repayment plan for your second mortgage, in hopes of saving your more.
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