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Strong like the communites we serve

Personalized home and business loans in Wisconsin.

At Heartland Credit Union, we believe in strengthening our communities by supporting local businesses and families. We’re a member-owned financial cooperative in Wisconsin, specializing in business, and agriculture loans as well as mortgages. We have a digital-first focus and offer digital tools to make your life easier.

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Empowering you to achieve your financial dreams, one step at a time

Mortgage loans

You may be buying your first home, a piece of investment property, or more. Thanks to our credit union mortgage options, you can make any of these home and property goals a reality.

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Certificate Specials

Earn more with 14 and 22 month special rate certificates! High dividend rates (up to 5.25%APY*) and flexible term options help grow your savings faster.

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SMACU Members

Welcome to Heartland! We're so glad you're here. If you need info or have questions about the merger, we've got you covered.

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Current rates

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Auto Loan

as low as 5.24 % APR

5 YR ARM

as low as 6.899 % APR

Certificates

earn up to 5.25 % APY

Unlock your dream home with a free mortgage pre-approval letter

When you're pre-approved for a mortgage, sellers and real estate agents take you more seriously. Get started online today.

Start an application Learn more about our home loans

Welcome to Heartland Credit Union

We're so glad you found us!

We can't wait to help you hone, reach, and exceed your financial goals and dreams. At Heartland Credit Union, you can find savings accounts and certificates to help build and manage your wealth. You can also secure affordable home, car, and business loans in Wisconsin. Money matters make sense when you have the digital tools to manage your accounts whenever, wherever you are!

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I was treated with such great respect through the whole process of obtaining my loan that I actually teared up at one point. The whole process was also incredibly quick, what a relief!

— Victoria M., Conniver, member since 1998

Apply for a mortgage loan

Set up an appointment

Virtual Appointment:

Digital Branch

In-Branch Appointment:

DeForest Branch
Dodgeville Branch
East Washington Ave Branch
High Crossing Branch
Lancaster Branch

 

 

Oregon Branch
Platteville Branch
Rimrock Road Branch
Struck Street Branch
Williamson Street Branch
Verona Branch

File a Loan Protection Claim

Protection when it matters. We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:

  • Life
  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Loss of life of a Dependent
  • Disability
  • Involuntary Unemployment

To begin, please fill out a claim form HERE!

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its
subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union
and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.

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