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Limited-Time Refinance Offer

Refinance and Earn Up to $200

Refinance your vehicle or recreational vehicle loan with Heartland Credit Union and earn 1% cash back — up to $200.* Plus, you can enjoy competitive rates, trusted local service, and a fast, simple application process.

  • *1% cash back rebate offer valid when refinancing a vehicle or recreational vehicle loan held by another lender with Heartland Credit Union (HCU). Rebate will be 1% of the total amount financed. Maximum cash back rebate is $200 per vehicle loan refinanced. Minimum loan amount is $5,000. Existing HCU loans are not eligible for the rebate promotion. Rebate will be deposited into member’s HCU account within 30 days of the loan funding. Normal account opening and credit granting standards apply. Your actual loan rate will be based on credit history and loan terms. Offer not valid with any other promotion. Promotion begins June 1, 2026 and the credit union reserves the right to cancel this offer at any time. Federally insured by NCUA.

Current rates

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Auto Loan

as low as % APR

5 YR ARM

as low as % APR

Certificates

earn up to % APY

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Welcome to Heartland Credit Union

We're so glad you found us!

At Heartland Credit Union, you can find savings accounts and certificates to help build and manage your wealth. You can also secure affordable home, car, and business loans. Money matters make sense when you have the digital tools to manage your accounts whenever, wherever you are. So what are you waiting for? Hone, reach, and exceed your financial goals and dreams with the premier Wisconsin credit union today!

Our rep was very friendly, knowledgeable, and nice to chat with. She did a great job with both signing up for our mortgage and account.

— Nancy P., Des Moines, IA, member since 2024