Earn dividends on your savings balance over $100, allowing your savings to build faster.
You can link your savings account to your checking account and use the funds to help cover large purchases that exceed your checking balance, protecting you from overdraft fees.
With no withdrawal limits, you can easily and quickly have access to your funds anytime you need them.
Make transfers and manage your account from your phone or computer, saving valuable time and energy.
You can set up a regular deposit schedule to make saving almost effortless. Choose an amount and frequency and watch your balance grow.
When opening an account at Heartland, the first $5 of your savings balance is your membership share. This makes you an owner of the cooperative and allows you access to all credit union services and benefits.
The staff talked with me about my savings goals. They spent a lot of time getting me all set up with a new account. I’m really excited about being a member of Heartland!
Low minimum balance
With just a $5 minimum balance, you can open and maintain this account, making this account an affordable savings option.
Your account is covered up to $250,000 by the NCUA, so you can trust that your balance is protected.