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Loan Protection

Protect your payments and focus on recovery

You may face a sudden challenge, such as a major illness, injury, or job loss. Choose Loan Protection so your loan and debt payments will continue while you plan your next steps.


Protects your family

If an accident or medical emergency prevents or stops you from working, your family can be protected from needing to pay your loans.


Protection for multiple challenges

Loan Protection can help with your payments during a myriad of challenges, from sudden unemployment, accidents, serious illness, and more.


Multiple loan types qualify

Loan Protection helps keep payments current for multiple loans, from mortgages, auto loans, personal loans, and more.


Combine with loan coverage

You can combine the cost of Loan Protection with your loan payment so you have fewer payments to manage.


Payments reported to credit bureaus

Your on-time payments will be reported to credit bureaus, which helps maintain your credit score for a bright financial future.


Quick and easy claims process

We want you and your family to better focus on your needs, which is why we offer a convenient claims process to quickly and easily file your claim.

Claim form
Protect your family

Give your family extra financial security

The prospect of a job loss or major illness may cause you anxiety, but Loan Protection can provide some peace of mind. With the help of Heartland's protection services, you can trust that you and your family will have financial support to cover loan and debt payments in a time of need.

Request coverage now
Senior couple with laptop at home

Members: take advantage of all the resources available at Heartland that cost you nothing! Being a member gives you access to loads of experience. All you have to do is ask!

— Nicole S., High Crossing Blvd., Employee Since 2019

How it works

Protect you and your family's finances against an emergency by following a few simple steps.

  • 1

    Contact us

    Use the Request coverage button to contact Heartland today and speak with a lender about loan payment coverage options.

  • 2

    Select your plan

    After considering your needs, select the coverage option that works best for your lifestyle and budget.

  • 3

    Protect your finances

    Rest easy knowing that in an emergency, your debt and loan payments can be paid while you recover.

Prevent defaulting on your loans

A disruption to your life doesn't have to put your credit rating at risk. Thanks to Loan Protection through Heartland you can have peace of mind during a challenging time.

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