Protects your family
If an accident or medical emergency prevents or stops you from working, your family can be protected from needing to pay your loans.
Protection for multiple challenges
Loan Protection can help with your payments during a myriad of challenges, from sudden unemployment, accidents, serious illness, and more.
Multiple loan types qualify
Loan Protection helps keep payments current for multiple loans, from mortgages, auto loans, personal loans, and more.
Combine with loan coverage
You can combine the cost of Loan Protection with your loan payment so you have fewer payments to manage.
Payments reported to credit bureaus
Your on-time payments will be reported to credit bureaus, which helps maintain your credit score for a bright financial future.
Members: take advantage of all the resources available at Heartland that cost you nothing! Being a member gives you access to loads of experience. All you have to do is ask!
If you decide to cancel your coverage, you can do so at any time so you are not paying for insurance you don't want.
Up to $100,000 in coverage
If you select the life insurance option for coverage, up to $100,000 of the remaining balance of your loan(s) could be covered.
Up to 12 monthly payments covered
If you choose coverage for an unexpected disability, you could have up to a year of your loan payments covered while you focus on employment and/or recovery.
Can add to existing loan
If you are unsure about which coverage option you want, or decline protection, you can relax knowing that you can change your plan or join at a later time.
Request coverage now
File a Loan Protection Claim
Protection when it matters. We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
- Terminal Illness
- Accidental Dismemberment
- Family Medical Leave
- Loss of life of a Dependent
- Involuntary Unemployment
To begin, please fill out a claim form HERE!
If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its
subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union
and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.