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Mastercard® Debit Card

Make purchases and access your checking account

Debit cards from Mastercard are secure, convenient, and free with your Heartland Checking account!

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Digital Banking Access

Manage your card balance, payments and view transactions anytime and anywhere using Heartland's digital banking.

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Digital Wallet

Add this card to your digital wallet and use it to make contactless payments with your phone at your favorite merchants.


Zero ATM Fees

Heartland does not charge fees for out-of-network ATM transactions/inquiries. Please note that the ATM owner still may impose their own fees.


Card Controls via SecurLOCK™ Equip

Download the SecurLOCK Equip app to manage your cards and set up security features such as freezing lost or stolen cards to prevent fraudulent purchases and theft.

SecurLOCK Equip Card Controls
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Instant Issue

You can instantly receive a replacement card at one of our branch locations if your card is lost or stolen.


Accepted Worldwide

Wherever you may travel, rest assured that you can successfully make the purchases you need.

Get your Heartland Debit Card today!

Simply ask for a debit card when opening your Heartland Checking account. Already have an account? Order a card anytime by contacting us or visit a branch to have one instantly issued.

Mastercard Phone Numbers

Lost or Stolen
Mastercard Debit/Credit Cards

(833) 933.1681 – inside the U.S.
(812) 647.9794 – outside the U.S.
Call “collect” — the risk department will accept the charges.

Activation and PIN

Card activation & PIN change
(833) 925.2932

Card PIN change – international
1 (859) 488-4132

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Phone Call Scams: Scammers are calling members pretending to be Heartland employees. We will never call asking for one-time pass-codes or debit/credit card numbers! Contact us