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Credit Union Business Loans: Grow Your Business With the Right Funding

Heartland provides a selection of affordable loan options with flexible terms and competitive rates to help you start a new business or grow your existing one.


Experienced lending team

With our many years of experience, you can rely on the Heartland business lending team to help you find the loan that best fits your business goals and needs.


Variety of loan options

We offer multiple small business loans and line of credit options in Wisconsin with flexible terms.


Debt refinancing

You may qualify for a loan to refinance business debt at a lower rate, possibly saving you money to use on other expenses.


Equipment, real estate, and more

Get access to affordable loans for real estate, equipment loans, and other financing options for your operating expenses.


No restrictions on business types

Your business can receive the funds it needs, regardless of its for-profit or non-profit status.


Loans serviced by Heartland

You can manage your credit union business loans through Heartland's digital banking, making it easier to view your balance and make payments in the same place as your other accounts.

Have a question?

Dianne J., VP Business Lending

Come meet our amazing team! We are excited to hear about your business or expansion plans. We have a variety of credit union loans to fund your venture.

Set up an appointment

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Lisa S

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Leah M

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Business services

We have your best business interests in mind

We have helped many businesses find the right loan, but we also provide other tools and features for your business success. From business checking and savings accounts, farm loans, mobile check deposits, and employee membership at Heartland, we make managing your business finances a breeze.

Get a small business loan

The people at Heartland were great to work with from the start made it easy to set up our business account and secure our construction loan. I’m so glad I talked to Lisa!

— Lord of Love Church, Deforest, Member Since 2021

How it works

Get a loan that supports your business by following three straightforward steps.

  • 1

    Schedule consultation

    Request an appointment with one of our lending experts to discuss the loan options available and determine which one works best for your business.

  • 2

    Complete application

    You will then compile the necessary documents in order to complete your loan application and request loan approval.

  • 3

    Receive and use loan

    Once approved, you will receive the loan funds that you can use for qualifying business expenses, such as real estate, equipment, and more.

Heartland can help your small business succeed

With the help of an experienced lending team, flexible terms, low interest rates, and other features, our credit union business loans can help you financially as you focus on increasing your impact on the business world.

You may also be interested in

Agriculture Loans

At Heartland, we understand the needs of Wisconsin farmers. Our experienced Ag lenders can offer options like zero to low down payment loans to help farmers succeed.

Mortgage Options

Whether it's your first home or your forever home, Heartland Credit Union has the mortgage options to set you up for financial success.

Financial Fitness Coach

Whether you need some assistance creating a budget or you want to boost your credit score, Heartland Credit Union has professional financial fitness coaches to help you.

Merchant Processing

Heartland offers multiple merchant processing solutions to help your business accept and process customer payments plus automatic deposits, multiple payment methods, analytics, and more!

Phone Call Scams: Scammers are calling members pretending to be Heartland employees. We will never call asking for one-time pass-codes or debit/credit card numbers! Contact us