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Agriculture Loans: Tailored for Your Farming Business Needs

At Heartland, we understand the needs of Wisconsin farmers. Our experienced Ag lenders can offer multiple options including low down payment loans to help farmers succeed.


Experienced Ag lending team

Heartland Credit Union is home to a knowledgeable Ag lending team who knows the needs of the Wisconsin farming community and can help you through the loan process.


Farm Service Agency (FSA) Guaranteed Loans

We work with FSA and provide loans built for farmers and the unique funding needs they may have. You can apply for Personal Property G-OL, Real Estate G-FO, or Operating G-LOC loans with us.


Loans serviced by Heartland

Since we service agriculture loans, you can manage and make payments on your loan directly through digital banking rather than working with an outside provider.

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Manage in digital banking

Manage your farm loans with digital banking just like you use for any other personal loans, savings accounts and certificates, or checking accounts at Heartland.


Multiple repayment options

We offer a variety of terms that allow you flexibility in repayment options that best fit your budget and financial timeline.


Low down payment

We try to make buying farm property more accessible by providing low down payment options on our agricultural real estate loans when combined with FSA-guaranteed loan programs.

Have a question?

Dianne J., VP Business Lending
NMLS #528575

Come meet our amazing team! We are excited to hear about your business or expansion plans. We have a variety of business financing and ag loan options for your needs.

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Experienced Ag lending team

We can help you find a loan that works best for your farm

Our Ag lending team has worked with many farmers in Wisconsin, and we understand how every farm and farmer is unique. Therefore, we do not offer one-size-fits-all loan options. With our expertise, we can help you find agricultural loan options with flexible terms and competitive rates that fit your budget and goals for your farm.

Apply for an agricultural loan
Landscape of plantation field of young potato bushes after watering. Farm for growing vegetables. Agroindustry, cultivation. Fresh green greens. Plantation on fertile Ukrainian black soil.

We have been working with Dianne for years and she is amazing!!!!!!

— Derald S., Lodi, Member Since 2014

How it works

Get a loan that supports your farming business by following three straightforward steps.

  • 1

    Schedule consultation

    Click the Apply for an agricultural loan button and we'll connect you with one of our experienced Ag lenders.

  • 2

    Gather documents

    You will then compile the necessary documents in order to complete your loan application and request loan approval.

  • 3

    Receive and use loan funds

    Once approved, you will receive funds to help pay for your farm's property, livestock, equipment, and more.

Support your farm's success with an agricultural loan

Your farm contributes to the community at large, so let us find the right loan to help you afford the property, livestock, and equipment your farm requires to operate.

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