No minimum balance
Never worry about maintaining a certain checking account balance in order to keep your account open.
No monthly fees
We do not charge a monthly fee to own, manage or use your checking account, making it easier to save money.
Manage your checking account on your computer or mobile device with digital banking at no additional charge.
Mastercard debit card
Not only do you get a free Mastercard debit card when you open an account, but you can get a free replacement instantly-issued at one of our branches.
You can set up another deposit account to cover your overdraft expenses to protect you from fees. Or apply for a Kwik Cash overdraft line of credit!
Direct deposit and automatic withdrawals
Have your paycheck deposited automatically and set up other deposits or withdrawals based on an automatic schedule that you choose.
I am very satisfied with my experiences with Heartland, so much so that my wife and I are going to open another savings and checking account with you.
24/7 account access via MARS
With our telephone teller, MARS, you can conveniently access your account and manage it wherever you are.
No out-of-network ATM fees
Sometimes you need to use an ATM that is out of our network. Lucky for you, we don't charge a surcharge-to withdrawal from third-party ATMs.
View cleared checks
You can track your spending and account balance thanks to the ability to view checks you have written once they clear from your account.