Protect yourself from unexpected vehicle breakdown costs
With Mechanical Breakdown Protection (MBP) you can have mechanical breakdown costs covered, even if you are still paying off your vehicle.
Cover mechanical breakdown issues
You can trust that unexpected out-of-pocket costs for breakdown repairs can be paid by your MBP plan.
Multiple tier coverage
When you choose from different levels of mechanical breakdown coverage you'll only pay for the protection you want.
Transferable
When selling your vehicle coverage can be transferred to the new owner, making your vehicle even more valuable on the market.
Hassle-free cancellation
Receive a prorated refund if you cancel coverage so you do not have to pay for coverage you no longer use.
Add to existing loan
It's easy to change to a different level of coverage or add protection even after the loan is finalized.
Combine cost
Your MBP cost can be rolled into your auto loan so you do not need to keep track of two separate payments.
Avoid out-of-pocket expenses
Having vehicle breakdown issues is difficult enough but you can avoid paying for covered repair expenses on your own with Heartland's Mechanical Breakdown Protection.
I was surprised that since I had previous vehicle loan at Heartland they were able to use existing information and approve my new truck loan in less than 5 minutes!
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Call us
Call and speak to one of our representatives to start the process.
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Learn and compare
With one of our representatives, learn about the various coverage options and determine which option meets your needs.
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Select your coverage
After calling us and comparing the options, select the Mechanical Breakdown Protection (MBP) plan that you desire.
See how you can get more complete coverage
Call one of our representatives today and find out what coverage options your newly purchased vehicle qualifies for and start protecting yourself from unexpected costs.
All features
New and used vehicles
You can apply Mechanical Breakdown Protection to a new or used vehicle, giving you greater opportunities for vehicle protection.
Request coverage now
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