
Meet Nicole
- Over 17 years of financial/lending experience
- Very friendly extrovert
- Goes above and beyond for borrowers
- Member of the home buyer’s roundtable
- Certified Credit Union Financial Counselor
- Certified Credit Union Manager
Expertise
- Prequalifications
- Community assistance programs and grants for mortgage borrowers
- Construction loan expert
- First-time homebuyer programs
Scan this with your mobile device to add Nicole’s info to your contacts OR click HERE.


Home Equity Loans
You can secure a loan with the equity in your home and use the funds to afford a number of major life expenses.
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Financial Fitness Coach
Whether you need some assistance creating a budget or you want to boost your credit score, Heartland Credit Union has professional financial fitness coaches to help you manage your money.
Learn more
Nicole S. was amazing: friendly, sincere, informative. Super service!
Work with a lender who understands your needs
You deserve to receive help from someone who understands the community - like Nicole. With the proper lending expertise on your side, you can start making your goals a reality with the right mortgage loan option.
Set up an appointment
Virtual Appointment:
In-Branch Appointment:
Request Mortgage Appointment
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Schedule an appointment
Virtual Appointment:
In-Branch Appointment:
File a Loan Protection Claim
Protection when it matters. We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
- Life
- Terminal Illness
- Accidental Dismemberment
- Hospitalization
- Family Medical Leave
- Loss of life of a Dependent
- Disability
- Involuntary Unemployment
To begin, please fill out a claim form HERE!
If you prefer, call 1.800.621.6323 to begin the process and a TruStage Claims Specialist will guide you through the process.
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