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Saver's Sweepstakes

Enter to win cash prizes for saving money

With each $25 deposit, you can build your savings, earn dividends, and receive entries in monthly, quarterly, and annual drawings for cash prizes.

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Range of prize amounts

You could win a cash prize in a monthly, quarterly, or annual drawing. Prizes range from $50 to $5,000.

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Dividends sooner

With a $25 minimum balance to earn dividends you can earn drawing entries and dividends much sooner than with other savings options.

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Cash prizes from Heartland

In addition to the monthly, quarterly, and annual state-wide drawings, Heartland also holds member only drawings to ensure that Heartland members are winning cash prizes monthly, quarterly, and annually.

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No age limits

You can open a Saver's Sweepstakes account regardless of your age, giving more people the opportunity to save and win.

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Liquid

There are no withdrawal or deposit restrictions on this account so you can do as many transactions as you wish without being penalized. Note: withdrawals may decrease the number of drawing entries you receive.

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Zero risk, great rewards

Your money is always safe, regardless if you win a drawing or not. There is zero risk with a Saver's Sweepstakes account. You can win cash prizes AND save money!

Today's Saver's Sweepstakes rate

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Final Balance

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Cash prizes from Heartland

Have more chances to win

At Heartland you'll enjoy better odds of winning a cash prize. In addition to earning entries into the state-wide drawings, you will also receive entries into drawings specifically for Heartland members only. Each month Heartland draws two $50 winners. Each quarter Heartland draws two $100 winners and each year Heartland draws two $500 winners!

Open a Saver's Sweepstakes Account
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Heartland helped me with information on a credit account, savings, checking and my loan! They were awesome! I’ve told others about Heartland specifically because of the staff.

— Lauren M., Madison, Member Since 2019

Madison

How it works

You can win cash prizes while building your savings when you open a Saver's Sweepstakes account, just follow our simplified steps.

  • 1

    Open account

    After answering a few questions and making the initial $25 deposit, you can start saving.

  • 2

    Make deposits and transfers

    You can deposit funds using digital banking, or set up automatic transfers to allow your account to grow.

  • 3

    Deposit to win prizes

    With each $25 balance increase you can earn entries into the Saver's Sweepstakes to potentially win cash prizes up to $5,000.

Enjoy a rewarding savings experience

You can build savings for your future and have fun while doing it. Open a Saver's Sweepstakes account and make deposits to qualify for state and Heartland-specific cash prize drawings.

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