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Residential Mortgage Lender

Scott S.

NMLS #709641


Meet Scott

  • Over 30 years lending experience
  • NMLS registered mortgage lender
  • Realtor, State of Wisconsin
  • Skillfully tailors each member’s experience to their unique needs with sensitivity and professionalism
  • Understands the importance of balancing the practical and emotional aspects of homeownership
  • Offers a unique perspective that helps members achieve their goals


  • Pre-qualification
  • Construction
  • First-time homebuyer programs
  • Conforming loans
  • Second homes
  • Jumbo mortgages
  • 1-4 family investment
  • Low-to-moderate income lending programs

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digital business card - Scott


Mortgage Options

Learn more about your options

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Home Equity Loans

You can secure a loan with the equity in your home and use the funds to afford a number of major life expenses.

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Financial Fitness Coach

Whether you need some assistance creating a budget or you want to boost your credit score, Heartland Credit Union has professional financial fitness coaches to help you manage your money.

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Apply now

Ready to dive in? Start your application.

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The mortgage team rocks! I appreciate doing business with you folks. I have nothing but positive things to say and my friends hear the excitement in my voice.

— Charles K., Madison, Member Since 2007

Work with a lender who understands your needs

You deserve to receive help from someone who understands the community - like Scott. With the proper lending expertise on your side, you can start making your goals a reality with the right mortgage loan option.

Happy Holidays! View our holiday schedule for upcoming branch closings! 2023-2024 holiday hours.