As a Heartland member, you can learn and play on Zogo for no additional cost, making financial education more accessible than ever.
Fun to play
Each game incorporates different levels and daily challenges, making the app a fun, engaging experience.
Earn real rewards
With Zogo you can earn as you learn. When you complete lesson modules, refer friends, and gather points, you can earn gift cards to some of your favorite stores.
Available on any device
Download Zogo on any Android™ or iOS® device so you can learn and play on all your devices.
Variety of lessons
Whether you're a new homeowner, someone starting a business, or simply want to learn more about personal finance, Zogo has games that focus on dozens of topics.
Show your friends how much you are learning with the Zogo app. You can compete against others and see where you all rank on the leaderboard.
It’s exciting to be a part of new and innovative projects. Heartland continually works on ways to improve financial education with fresh new ideas, like Zogo.
Hundreds of lessons
Zogo provides over 300 lessons so you can get plenty of practice reviewing all the financial literacy topics covered in the app.
You can test how your payments and interest rates can change depending on different factors, making you more aware of how your finances could change.