Learn about finances in a new, entertaining way
With over 300 lessons, you can learn a variety of financial literacy topics through games and earn real rewards such as gift cards to a number of vendors.
Free
As a Heartland member, you can learn and play on Zogo for no additional cost, making financial education more accessible than ever.
Fun to play
Each game incorporates different levels and daily challenges, making the app a fun, engaging experience.
Earn real rewards
With Zogo you can earn as you learn. When you complete lesson modules, refer friends, and gather points, you can earn gift cards to some of your favorite stores.
Available on any device
Download Zogo on any Android™ or iOS® device so you can learn and play on all your devices.
Variety of lessons
Whether you're a new homeowner, someone starting a business, or simply want to learn more about personal finance, Zogo has games that focus on dozens of topics.
Social
Show your friends how much you are learning with the Zogo app. You can compete against others and see where you all rank on the leaderboard.
Earn more for investing in your financial education
With Zogo, learning about finances is both fun and rewarding. The more time you spend completing daily lessons, challenges, and referring your friends, the more chances you have to earn points. The more points you earn, the sooner you can trade these points for gift cards to dozens of your favorite stores and businesses.
It’s exciting to be a part of new and innovative projects. Heartland continually works on ways to improve financial education with fresh new ideas, like Zogo.
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1
Download the app
Download the Zogo on your mobile device and click Get Started.
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2
Sign up
Enter profile info, verify your account and enter the code "Heartland".
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3
Learn and earn
Find lessons and play games on topics you want to learn about and earn points for real-life awards.
Learning personal finance is fun with Zogo
Who said financial education is not fun? With the ability to compete against friends and earn gift cards for completing challenges, you can have a more informed financial future while having fun.
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All features
Hundreds of lessons
Zogo provides over 300 lessons so you can get plenty of practice reviewing all the financial literacy topics covered in the app.
Calculators
You can test how your payments and interest rates can change depending on different factors, making you more aware of how your finances could change.
Download the Zogo App
Zogo is a gamified financial literacy app that rewards users for completing bite-size financial literacy lessons. Level up and earn while you learn, with real-life rewards — like gift cards to your favorite stores!
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- Download the Zogo App
- Create an account using your phone number, Apple, or Google accounts
- Enter the access code “HEARTLAND” and build your profile.
- Start learning & earning!
- Download the Zogo App
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