Your land. Your livelihood.
Let's help it grow.
From real estate to equipment financing, our Ag loans are built for farmers, by people who know farming.
Planning next season's growth? Let's build the loan around your timing.
What Our Members Say
I've belonged to credit unions for many years. Joining Heartland was quick and easy. I look forward to HCU meeting my needs here in Wisconsin.
We moved earlier this year before selling our other house. Paying two mortgages has been challenging. We got a personal loan, with no problem, to keep us on track.
If I was still in business myself I would hire them all immediately based on their customer service skills & knowledge of products. The Deforest staff were impressive!!
Expertise you can trust, right from your community
Get personalized support from specialists who understand your local farming practices and are committed to your success.
Lisa S.
Whether you’re a traditional farmer, CSA producer, small business owner, or entrepreneur, Lisa is committed to helping you reach your goals. She recognizes that hard work is key to achieving success.
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Leah M.
Leah is ready to support you with your agricultural and small business ventures, helping you manage and reduce risk while finding effective solutions for your needs.
View profileBenefits of Working With Us
Empowering Farmers Every Step of the Way
We understand the unique challenges farmers face and are committed to supporting your journey. Our team is here to guide you through every step of the process, ensuring you have the resources and support needed to succeed.
You may also be interested in
All features
Real estate
We offer loans with competitive rates for those who are trying to buy, refinance, or renovate property for your farm.
Farm personal property
When you need more funds to buy equipment and machines, livestock, and other required materials for your farm, we provide loan options to help you complete these purchases.
Operating lines of credit
We not only provide loans, but we offer the option to apply for an operating line of credit so you can have easier access to funds to pay for operating expenses on your farm.
Borrow what you need
Unlike other types of business loans, you could qualify for larger funds to help support and sustain your farm.
Preserving Rural America
We can help you plan for the future by helping you build an estate plan to plan who will receive your farming assets and property when you no longer are here.
Low interest rates
We provide lower interest rates for agricultural loans when compared to other types of business loans, making the loan more affordable.
Longer repayment terms
A longer term means you could enjoy lower monthly payments on your loan, making the loan affordable and less stressful.
Set up an appointment
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File a Loan Protection Claim
Protection when it matters. We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
- Life
- Terminal Illness
- Accidental Dismemberment
- Hospitalization
- Family Medical Leave
- Loss of life of a Dependent
- Disability
- Involuntary Unemployment
To begin, please fill out a claim form HERE!
If you prefer, call 1.800.621.6323 to begin the process and a TruStage Claims Specialist will guide you through the process.
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