Start saving for that special occasion or major purchase
No need to dip into your other savings accounts anymore. With a Special Purpose Savings account, you can earn dividends and save for nearly anything.
Save for anything
You can have a designated account to hold and grow funds for nearly any goal, from a vacation, renovations, wedding expenses, and more.
No account limit
You may have multiple goals you want to save for. Lucky for you, there is no limit to how many Special Purpose Savings accounts you can have open.
Withdraw anytime
Unlike some other savings account options, this account gives you greater flexibility to use what you have saved.
No minimum opening balance
You can start saving on your own terms. Open this account with no initial deposit as there is no required minimum balance.
Online and mobile banking
No matter where you are, you can manage your Special Purpose Savings account from your computer or phone with free digital banking services.
Overdraft source
You can link this account to your checking account to cover large purchases and protect you from overdraft fees.
You can earn more for your goals, faster
Once your account balance reaches $200 or more, you'll start earning dividends. Each month these dividends will compound making your balance grow faster. So the more you deposit, the more dividends you can earn toward your savings goals.
-
1
Open an account
Sign up online or visit any branch location to open a new account.
-
2
Make deposits
The more regularly you make deposits into your account the faster you'll earn dividends and increase the balance
-
3
Achieve your goal
As you make deposits and watch your balance grow, you'll be excited to make your unique goal a reality.
We make saving for what you want simple
From vacations to renovations and beyond, it is possible and easy to save for your unique goals with a Special Purpose Savings account.
You may also be interested in
-
For other important information concerning your account(s), please review our Truth In Savings Disclosure.
All features
Dividends paid on $200 or more
You can start earning dividends on your balance faster than with other savings account options.
Dividends compounded and paid monthly
The more money you set aside, the faster your balance earns dividends that will compound each month.
No monthly service fee
There are no fees for having one (or more) Special Purpose Savings accounts. Have as many as you want and focus on your goals and not on paying fees.
Automatic deposits
Set up automatic deposits from your checking account to make growing your Special Purpose Savings account one less task to remember.
Federally insured
Rest easy knowing that up to $250,000 of your account funds is covered by the National Credit Union Administration (NCUA).
Open a Special Purpose Savings Account
Are you a member?
Yes, I’m already a Heartland member
No, but I’d like to become a Heartland member
Request Mortgage Appointment
Get Code
Schedule an appointment
Virtual Appointment:
In-Branch Appointment:
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.