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Funds Availability Policy Update

pile of cash

Effective July 1, 2025, we’re updating our Funds Availability Policy.

Here’s what’s changing:

  • Larger deposit threshold: A hold on check funds may apply to deposits totaling $6,725 or more — an increase from the current $5,525 threshold.
  • More next-day access: If a hold is placed, you’ll now have next-day access to $275 of the total check amount — up from $225.

As always, if you have questions about your account or these changes, contact us via Live Chat (or in the app), phone, schedule a video appointment, or visit one of our 13 branches. We’re here to help.