Has this happened to you? You’re right in the middle of something: a meeting at work, your favorite TV show, unloading the dish washer… and you freeze. You’re overcome by a feeling of dread. Suddenly, you realize there was something important you were supposed to do. What is it? You wrack your brain. The kids’ homework is done. The dog has been walked. The cell phone bill has been paid. Wait a minute. Oh no! You didn’t make your loan payment!! OOOOOOOHHHHHHHH NOOOOOOOOOOOOOOO!! Questions race through your mind: What was my due date? How late am I? How can I get my payment made? WHAT SHOULD I DO???
Would you like to avoid this whole messy scenario?
Here are my top 3 recommendations for paying your loan at Heartland:
#1: Start an automatic payment. Set it and forget it! Set one up in online banking from your Heartland checking or savings account. Or, if your money is elsewhere, complete a brief form.
If automation isn’t for you, keep reading.
#2: Use mobiledeposit. If you read my last post, you are probably already using this service J Take a picture of a check and transfer the deposit to your loan—all within the mobile app.
You don’t have a smart phone, you say?
#3 Find a shared branch. As a credit union member, you actually have more direct access to your money than most traditional bank customers do. So, if a Heartland office location is not convenient for you at the moment, you might find a shared branch location you can visit to pay your loan.
Yes, life can be stressful but we’re a partner who can at least help you make the financial part of your life less stressful. Let us help!
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