Enhanced Employee Benefits
Heartland Credit Union business members can now secure enhanced employee benefits and health plans through our I-Care Health Plan!
Personalized options
An exclusive healthcare solution available for business members of Heartland Credit Union.
HR solutions
A suite of services from SHRM-Certified consultants including HR compliance, ongoing employee support, benefits administration, and open enrollment.
Wellness programs
Solutions to improve employee health and engagement, create a positive workplace culture, and increased productivity.
Digital enrollment tools
Intuitive platform simplifies enrollment, eligibility tracking, and reporting for HR teams.
Network options
A nationwide network of doctors and pharmacies offers you complete coverage
Enroll anytime
Any month of the year our partners can review your options (well before your next renewal) and can walk you through a smooth and successful enhancement of plancs
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1
Complete a secure and confidential health questionnaire
In only 10 minutes, you can complete a no-obligation online health questionnaire to receive free health plan options and quotes.
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2
Review plans and rates
Once your health questionnaire is reviewed, our licensed consultant will contact you to review the available rates and plans.
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3
Choose your plan and get enrolled
After reviewing options, choosing your plan, and enrolling, you will receive your new health plan card.
How much could you save?
Comparison examples
5 Employees
Current Low/High Plan
(Stronger Plan Designs)
Current Monthly $6,497.00
New Spend $4,387.00
Results:
32.47% Savings
$2,110.00 Per Month
$25,320.00 Per Year
4 Employees
Current Mid-Range Plan
Similar Match
Current Monthly $4,090.48
New Spend $2,778.24
Results:
32.08% Savings
$1,312.24 Per Month
$15,747.00 Per Year
21 Employees
Current Low/Mid/High Plan
(Stronger Plan Design vs. All Three)
Current Monthly $21,780.00
New Spend $19,715.00
Results:
9.48% Savings
$2,065.00 Per Month
$24,776.00 Per Year
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We can evaluate a variety of networks and you can choose the network that has the best coverage availability for you, your family, and/or your employees.
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Yes, our partners help their clients review all options well before their next renewal and can walk you through a mid-year change.
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You will need to complete a health questionnaire for us to determine the cost and options.
Once a health questionnaire is completed, our consultant will contact you to discuss your options.
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No, our solutions can often-times be more competitive than the insurance marketplace. We can also help business members explore marketplace options.
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You can review, apply, and enroll anytime by contacting our licensed agents.
Set up an appointment
Virtual Appointment:
In-Branch Appointment:
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Schedule an appointment
Virtual Appointment:
In-Branch Appointment:
File a Loan Protection Claim
Protection when it matters. We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
- Life
- Terminal Illness
- Accidental Dismemberment
- Hospitalization
- Family Medical Leave
- Loss of life of a Dependent
- Disability
- Involuntary Unemployment
To begin, please fill out a claim form HERE!
If you prefer, call 1.800.621.6323 to begin the process and a TruStage Claims Specialist will guide you through the process.
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