Save faster with an account that you can access at any time.
Our Money Market accounts allow you to enjoy the benefits of high rates, no fees, unlimited access to your funds, convenient online access, and more.
Today's Rates
View ratesPlatinum Money Manager
As high asHeartland Money Market
As high as
Higher dividends
Enjoy higher rates to help your savings grow faster for your unique goals.
Unlimited access
You can access your funds whenever you need them since there is no limit on the number of withdrawals allowed.
Digital banking
You can check your balance and make transfers using digital banking for easier account management.
No fees
Heartland doesn't charge a maintenance fee so you can focus more on building your savings.
Guaranteed returns
Rest assured that your savings are protected and will always earn dividends.
Rate increases
It pays to make regular deposits. The more your balance grows, the faster your money can move into a higher rate tier, meaning higher dividends.
Estimate your savings
Let's see how much you could save!
Final Balance
Contributions: | Earnings:More opportunities for your money to grow
Open a high rate Money Market account for an effortless savings experience. With competitive rates, the more your balance increases, the sooner you can move into a higher interest rate tier, making it possible for your savings to increase exponentially.
As financial institutions go, HCU is tops in my book. I wouldn't be where I am today without them. At this point I know plenty of employees by name and they know me. I love it.
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1
Open an account
You can apply online or in-person at one of our branch locations.
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Deposit regularly
The more you deposit the faster your balance will grow and earn higher dividends.
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Let balance grow
Earn higher rates on higher account balances to receive more dividends.
You can't lose with an account that guarantees returns
Open a Money Market account with Heartland and see how you can save more for your financial goals.
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For other important information concerning your account(s), please review our Truth In Savings Disclosure.
Rates
Heartland Money Market
| Product | Balance | Rate | APY* |
|---|---|---|---|
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Heartland Money Market |
$ |
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$ |
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$ |
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$ |
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Rates effective as of: November 21, 2024
*APY is annual percentage yield. Savings rates can change without notice. Please review our Account Disclosure for terms and conditions.
Platinum Money Manager
| Product | Balance | Rate | APY* |
|---|---|---|---|
|
Platinum Money Manager |
$ |
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$ |
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$ |
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$ |
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$ |
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up to $ |
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Rates effective as of: November 21, 2024
*APY is annual percentage yield. Savings rates can change without notice. Please review our Account Disclosure for terms and conditions.
All features
No term requirements
Unlike certificates, these accounts do not have a term limit so you can access your funds at any time.
Dividends compound and pay monthly
Dividends are paid and compound monthly, rewarding you for your efforts to save.
Overdraft source
You can attach this account to your checking account to help cover costs that exceed your balance, protecting you from overdraft fees.
Automatic deposits
Set up automatic deposits so you can think less about making regular contributions to your balance.
No limit on accounts
You can open more than one Money Market account to save for separate goals.
Federally insured
Your funds at Heartland are covered up to $250,000 by NCUA so you can trust that your balance is protected from economic uncertainty.
Open a Money Market Account
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