Guard Your Data: Easy Steps to Defend Against Phishing Scams

Phishing is a major threat where scammers use fake emails, texts, and websites to trick you into revealing sensitive information, such as passwords and credit card numbers. These fraudulent messages often appear to come from trusted sources like credit unions, banks, or credit card companies.

Here’s how you can protect yourself from phishing scams:

1. Be Wary of Unsolicited Requests: Always be cautious of emails, texts, or websites asking for personal information like Social Security numbers, banking credentials, or account numbers. If you’re unsure, contact the organization directly using a verified phone number or website.
2. Avoid Clicking on Unknown Links: Do not click on links or download attachments from unfamiliar senders. If you receive a suspicious email or text, delete it immediately.
3. Use Strong, Unique Passwords: Create strong passwords that are different for each of your accounts. Change your passwords regularly and use Multi-Factor Authentication (MFA) whenever possible for an added layer of security.
4. Keep Your Devices Updated: Ensure your devices have the latest security software updates to protect against malware and other online threats.
5. Be Cautious with Public Wi-Fi: Public Wi-Fi networks can be less secure. Avoid accessing sensitive information when connected to these networks, or use a Virtual Private Network (VPN) for added protection.
6. Monitor Your Accounts: Regularly check your bank and credit card statements for any unusual activity. Report any suspicious transactions to your bank or financial institution immediately.

Staying vigilant and following these steps can help you safeguard your personal and financial information from phishing scams. If you have any doubts about a message you’ve received or notice something suspicious in your accounts, visit your local Heartland Credit Union branch for assistance. We’re here to help!