Skip nav to main content.
Join today!

Your Next Move

You're figuring it out, and Heartland is here for that. Members save with lower loan rates, higher savings rates and lower fees.

hand icon with dollar sign

Member owner

Credit unions are financial cooperatives which means that everyone who banks here is an owner!

handshake icon

Not for profit

Since credit unions are not-for-profit cooperatives, "profits" are returned to the membership via lower fees and loan rates as well as higher savings rates.

three people icon

Community support

Active community support ensures that our neighbors live in thriving, growing neighborhoods. We donate to or volunteer at many area events.

target icon with bullseye

Reach goals

Members get the support they need to reach their financial goals - buying a home, growing their farm business, buying a boat, saving for retirement, or starting a business. We'll help you get there.

Reach goals

We're trained and prepared to help you!

Your first new job. Your first apartment. A car that’s new to you. Life comes with a lot of big firsts and money questions. Whether you’re learning to save, building credit, or planning for what’s next, our tools and Certified Financial Coaches are here to help.

Digital first

Manage your money with the latest digital tools and services.

Money matters make sense when you can easily keep track of your finances and get help via video or chat when you need it.

Save more

Save money just by banking at Heartland.

Heartland members save in many different ways. Not only do loans and credit cards have lower interest rates, but you can build up your savings with unique products like Round Up Savings or Saver's Sweepstakes.

How to open an account

It's quick and easy to open a new account at Heartland Credit Union. You can begin experiencing all the perks right away.

  • 1

    Apply online

    Complete your online application in a matter of minutes.

  • 2

    Open your account

    Once we approve your request, make an initial deposit and obtain a debit card to add to your digital wallet.

  • 3

    Manage accounts online

    Using your computer or mobile device, it's easy to manage your account and deposit checks with digital banking.

Join today

Making Money Moves Make Sense.

Join Heartland and enjoy more money in your pocket.

Fraud Alert: Scammers are spoofing Heartland’s phone number to request sensitive information. Never share your digital banking password, PIN, or verification codes with an unexpected caller. If you’re unsure, hang up and call us directly at 800-362-3944.

Close Welcome Bar